{"id":1672,"date":"2021-01-21T07:21:12","date_gmt":"2021-01-21T07:21:12","guid":{"rendered":"https:\/\/dornataylor.com\/?page_id=1672"},"modified":"2021-01-22T03:35:38","modified_gmt":"2021-01-22T03:35:38","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/dornataylor.com\/bankruptcy\/","title":{"rendered":"Bankruptcy"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1499322539141{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 70px !important;padding-bottom: 80px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1611215487897{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;1636&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1611215500215{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243; css=&#8221;.vc_custom_1496743058962{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_custom_heading text=&#8221;What do I need for my bankruptcy consultation with Attorney Dorna Taylor?&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1611213279920{margin-top: 0px !important;margin-bottom: 20px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;1323&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1611213289327{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1611213668750{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221; el_class=&#8221;home-welcome-text&#8221;]<\/p>\n<ul>\n<li>Complete the client consultation form. This will help us formulate a strategy for your specific financial situation. (Don\u2019t worry, it\u2019s a short form and can be completed quickly). Download the form by clicking <a href=\"https:\/\/dornataylor.com\/wp-content\/uploads\/2021\/01\/Downloads_Bankruptcy-Client-Consultation-Form.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">HERE<\/a>.<\/li>\n<li>A copy of your paystub (if you receive one) and a copy of your spouse\u2019s (even if they are NOT filing, we need to know your TOTAL household income).<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1611215561390{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;background-color: #f8f8f8 !important;}&#8221;][vc_column css=&#8221;.vc_custom_1513056479926{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 68px !important;padding-right: 30px !important;padding-bottom: 56px !important;padding-left: 30px !important;}&#8221;][vc_custom_heading text=&#8221;What if I already know I want to file and want to get this started TODAY?&#8221; font_container=&#8221;tag:h3|font_size:30px|text_align:left|line_height:40px&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1611213319730{margin-top: 0px !important;margin-bottom: 30px !important;}&#8221;][vc_column_text]Many times, our clients have already researched and decided they do want to file a case and prefer to\u00a0complete the process in one visit to save time. If this is your situation, you will need ALL the items listed\u00a0above as well as the following:<\/p>\n<ol>\n<li>Proof of Income: pay stubs for 60 days\u2019 worth (for salaried employees) and\/or 6 months\u2019 worth (for hourly employees) or SSI\/disability, unemployment determination letter<\/li>\n<li>A copy of your last 2 months of banking statement (for all accounts)<\/li>\n<li>A copy of your most recently filed FEDERAL tax return (we do not need the state return)<\/li>\n<li>A certificate of Pre-Bankruptcy Credit Counseling issues within the last 6 months<\/li>\n<li>State issued photo ID\/driver\u2019s license AND proof of your social security number (preferably the social security card)<\/li>\n<li>If you are being sued and have a judgment entered against you, or if you have any other pending legal actions, please bring those documents with you as well.<\/li>\n<\/ol>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; gap=&#8221;20&#8243; equal_height=&#8221;yes&#8221; css=&#8221;.vc_custom_1611216058060{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 70px !important;padding-bottom: 70px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1611216030596{margin-top: 0px !important;padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f5f5f5 !important;}&#8221;][vc_custom_heading text=&#8221;What is the Pre-Bankruptcy credit counseling class and where do I take it?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23161922&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1611213435884{margin-top: 0px !important;margin-bottom: 20px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1611213528698{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221; el_class=&#8221;home-welcome-text&#8221;]In order for your case to be VALID, you must show the court that you\u2019ve researched all available options PRIOR to filing bankruptcy. Proof of this research is confirmed by a federally mandated credit counseling course. It is a\u00a0simple interactive case that can be completed via internet or phone, through:<\/p>\n<ul>\n<li>Cricket Debt Counseling: <a href=\"www.cricketdebt.com\" target=\"_blank\" rel=\"noopener noreferrer\">www.cricketdebt.com<\/a> or\u00a0866-719-0400<\/li>\n<li>Be sure to include <strong>attorney code 708547<\/strong><\/li>\n<li>The cost of this credit counseling is $24.00<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1611215952217{padding-top: 20px !important;padding-bottom: 20px !important;background-color: #f5f5f5 !important;}&#8221;][vc_custom_heading text=&#8221;Do I REALLY need to pull a credit report?&#8221; font_container=&#8221;tag:h3|text_align:left|color:%23161922&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1611215606481{margin-top: 0px !important;margin-bottom: 20px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1611286505983{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221; el_class=&#8221;home-welcome-text&#8221;]Yes, to provide an accurate list of your creditors and have a complete view of your financial situation, we need to\u00a0see your credit report. You can obtain a FREE copy of your credit report by going to <a href=\"www.annualcreditreport.com\" target=\"_blank\" rel=\"noopener noreferrer\">www.annualcreditreport.com<\/a>.<\/p>\n<p>If you have ANY questions, please feel free to contact us at 404-507-2066 or <a href=\"mailto:dorna@wordpress-790025-3718564.cloudwaysapps.com\">dorna@wordpress-790025-3718564.cloudwaysapps.com<\/a>.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1499322539141{margin-top: 0px !important;margin-bottom: 0px !important;padding-top: 70px !important;padding-bottom: 80px !important;background-color: #ffffff !important;}&#8221;][vc_column width=&#8221;2\/5&#8243; css=&#8221;.vc_custom_1611215487897{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;1636&#8243; img_size=&#8221;full&#8221; css=&#8221;.vc_custom_1611215500215{margin-bottom: 0px !important;padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;3\/5&#8243; 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